Srinivas Rao Ravuri, Chief Investment Officer, Bajaj Life Insurance
Bajaj Life Insurance has announced the launch of its new fund offer (NFO), the Bajaj Life BSE 500 Quality 50 Index Fund, aimed at providing exposure to Indian companies with strong financial fundamentals and earnings quality.
The fund will be available under the insurer’s unit-linked insurance plans (ULIPs) Bajaj Life Smart Wealth Goal, Bajaj Life Supreme and Bajaj Life Gain allowing policyholders to combine life cover with long-term wealth creation.
Designed for volatile market conditions, the fund focuses on the quality investment factor, which emphasizes profitability, balance-sheet strength and earnings discipline. It tracks the BSE 500 Quality 50 Index, comprising 50 companies selected from the broader BSE 500 universe based on parameters such as return on equity, accruals ratio and financial leverage.
Stocks are weighted using a mix of float-adjusted market capitalization and quality scores, with sector- and stock-level caps to manage concentration risk. The index is rebalanced quarterly.
Srinivas Rao Ravuri, Chief Investment Officer, Bajaj Life Insurance, said, “Over long investment horizons, outcomes are shaped as much by the quality of businesses investors own as by the market cycles they experience. Companies that allocate capital wisely, maintain balance sheet discipline and deliver consistent earnings tend to navigate uncertainty far better than the broader market.”
“At Bajaj Life, our approach to portfolio construction is centered on offering investors access to such enduring businesses through structured, transparent solutions. The Bajaj Life BSE 500 Quality 50 Index Fund reflects our effort to combine disciplined investing with long-term financial planning, allowing policyholders to participate in equity growth with greater consistency and resilience” he added.
Published on February 2, 2026